What Is a Medical Report for Travel Insurance?
A medical report is a formal written document from a doctor, produced for the purpose of supporting an insurance claim. It typically covers:
- the nature and diagnosis of your condition
- when the condition began or was first assessed
- the treatment received
- whether and how the condition affected your ability to travel
- the doctor’s professional opinion on the clinical situation
This is different from a fit to fly or unfit to travel certificate, which is a shorter letter confirming a specific fact. A medical report is a more detailed document, and is what most insurers require when processing a cancellation, curtailment, or medical repatriation claim.









